Chocolate Chip Peanut Butter Oatmeal Banana Bread

Featured in: Sweet Little Treats

This wholesome quick bread combines ripe bananas, creamy peanut butter, and hearty oats for a moist, satisfying texture. The addition of semisweet chocolate chips adds just the right amount of sweetness, while optional roasted peanuts provide extra crunch. Perfect for breakfast, afternoon snacks, or dessert, this easy-to-make loaf comes together in just 15 minutes of prep time and bakes to golden perfection in under an hour.

The combination of protein from peanut butter and eggs, fiber from oats and bananas, and hearty whole grains makes each slice a filling treat. Store at room temperature for up to three days or freeze for longer enjoyment.

Updated on Wed, 21 Jan 2026 08:05:00 GMT
A freshly baked loaf of Chocolate Chip Peanut Butter Oatmeal Banana Bread, showcasing golden brown crust, melted chocolate chips, and hearty oats visible on top. Save
A freshly baked loaf of Chocolate Chip Peanut Butter Oatmeal Banana Bread, showcasing golden brown crust, melted chocolate chips, and hearty oats visible on top. | blipbite.com

The kitchen smelled like caramelized bananas and melting chocolate, and my roommate stood in the doorway asking if that was really breakfast or just dessert in disguise. Id thrown this together on a rainy Sunday when the fruit bowl was overflowing and the craving for something warm and comforting hit hard. The first slice came out steaming, with chocolate pooling in little pockets throughout the dense, oat-speckled crumb. Now it is the only way I can get my teenagers to eat breakfast without complaint.

Last summer I brought a loaf to a potluck and watched it disappear in under ten minutes. People kept asking what made it so special, and the truth is just the combination of familiar ingredients baked until they become something greater than the sum of their parts. The peanut butter creates this subtle nutty background note that keeps every bite interesting.

Ingredients

  • All-purpose flour: Provides structure without making the bread too heavy or dense
  • Old-fashioned rolled oats: Add chewiness and wholesome texture throughout every slice
  • Baking soda and baking powder: Work together to give the bread its rise and tender crumb
  • Salt and cinnamon: Balance sweetness and add warmth that pairs perfectly with peanut butter
  • Ripe bananas: The riper they are, the more natural sweetness and moisture they contribute
  • Creamy peanut butter: Adds richness, protein, and that unmistakable nutty flavor throughout
  • Light brown sugar: Creates a subtle molasses note and keeps the bread moist
  • Neutral oil: Keeps the texture tender without overpowering other flavors
  • Eggs: Bind everything together and help the bread rise properly
  • Pure vanilla extract: Enhances all the other flavors and adds depth
  • Semisweet chocolate chips: Melt into gooey pockets throughout the loaf
  • Chopped roasted peanuts: Optional but adds crunch and intensifies the peanut flavor

Instructions

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Preheat your oven:
Set it to 350°F (175°C) and grease a 9x5-inch loaf pan, lining it with parchment paper for easy removal later.
Whisk the dry ingredients:
In a large bowl, combine flour, oats, baking soda, baking powder, salt, and cinnamon until well blended.
Mix the wet ingredients:
In another bowl, whisk together mashed bananas, peanut butter, brown sugar, oil, eggs, and vanilla until completely smooth.
Combine the mixtures:
Pour the wet ingredients into the dry ingredients and fold gently with a spatula until just combined.
Add the mix-ins:
Fold in chocolate chips and peanuts, saving a few to sprinkle on top if you like that extra crunch.
Bake the bread:
Pour batter into your prepared pan and bake for 50 to 55 minutes until a toothpick comes out with moist crumbs.
Cool completely:
Let it rest in the pan for 10 minutes, then move to a wire rack before slicing.
Product image
Air fry, roast, reheat, and dehydrate meals quickly for crispy snacks and easy weeknight dinners.
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Perfectly sliced pieces of Chocolate Chip Peanut Butter Oatmeal Banana Bread reveal moist interior crumb, chunks of chocolate, and flecks of banana on a rustic wood surface. Save
Perfectly sliced pieces of Chocolate Chip Peanut Butter Oatmeal Banana Bread reveal moist interior crumb, chunks of chocolate, and flecks of banana on a rustic wood surface. | blipbite.com

My grandmother would have called this company cake, the kind you bake when people you love are coming over and you want something that says welcome without trying too hard. It has become my go-to for new neighbors and sick friends alike.

Making It Your Own

Swirling extra peanut butter into the top before baking creates these gorgeous ribbons of nutty goodness throughout the upper crust. You can also swap in almond butter or sunflower seed butter depending on what your pantry holds and who you are feeding.

Storage Secrets

This bread actually tastes better on day two, once the flavors have had time to settle and mingle. Wrap it tightly at room temperature for up to three days, or freeze individual slices wrapped in plastic for those mornings when you need something special but have zero time.

Baking Success Tips

The parchment paper sling is not optional if you want perfect slices that do not stick to the pan. I learned this the hard way after leaving half a beautiful loaf behind. Watch your oven toward the end because the peanut butter can cause the top to brown faster than the middle bakes through.

  • Tent with foil if the top gets too dark before the timer goes off
  • Use room temperature eggs for better incorporation
  • Let bananas ripen until they are almost black for the sweetest result
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Warm slice of Chocolate Chip Peanut Butter Oatmeal Banana Bread on a plate with a dollop of creamy peanut butter and a glass of milk for breakfast. Save
Warm slice of Chocolate Chip Peanut Butter Oatmeal Banana Bread on a plate with a dollop of creamy peanut butter and a glass of milk for breakfast. | blipbite.com

There is something deeply satisfying about turning overripe fruit into something that makes the whole house feel warm and welcoming. This bread has become my way of stretching ingredients and spreading joy simultaneously.

Kitchen Guide

Can I use natural peanut butter instead of creamy?

Natural peanut butter works well, though it may make the bread slightly denser. If your natural peanut butter has separated, stir thoroughly before measuring to ensure proper consistency in the batter.

How do I know when the banana bread is done baking?

Insert a toothpick into the center of the loaf. It should come out with a few moist crumbs clinging to it, not completely clean or wet with batter. The top should be golden brown and slightly firm to the touch.

Can I make this without oats?

Yes, simply replace the cup of oats with an additional cup of all-purpose flour. The texture will be slightly more traditional, without the hearty chew that oats provide, but still delicious.

What's the best way to store leftovers?

Wrap the cooled loaf tightly in plastic wrap or store in an airtight container at room temperature for up to 3 days. For longer storage, slice and freeze individual pieces in freezer bags for up to 2 months.

Can I substitute the eggs?

Flax eggs (1 tablespoon ground flaxseed mixed with 3 tablespoons water per egg) work well as a vegan substitute. Allow the mixture to sit for 5 minutes until gelatinous before adding to the wet ingredients.

How ripe should the bananas be?

Use bananas with plenty of brown spots—they should be very soft and sweet. Overripe bananas mash easily and provide natural sweetness plus moisture for the tender crumb.

Chocolate Chip Peanut Butter Oatmeal Banana Bread

Moist quick bread with ripe bananas, peanut butter, oats, and chocolate chips—ideal for breakfast or snacking.

Prep duration
15 min
Heat time
55 min
Complete duration
70 min
Created by Megan Lewis


Complexity Easy

Heritage American

Output 10 Portions

Nutrition Guidelines Meat-Free

Components

Dry Ingredients

01 1 ½ cups all-purpose flour
02 1 cup old-fashioned rolled oats
03 1 teaspoon baking soda
04 ½ teaspoon baking powder
05 ½ teaspoon salt
06 1 teaspoon ground cinnamon

Wet Ingredients

01 3 medium ripe bananas, mashed (about 1 cup)
02 ½ cup creamy peanut butter
03 ½ cup light brown sugar, packed
04 ¼ cup neutral oil (canola or sunflower)
05 2 large eggs
06 1 teaspoon pure vanilla extract

Add-ins

01 ¾ cup semisweet chocolate chips
02 ¼ cup chopped roasted peanuts (optional)

Method

Phase 01

Preheat and Prepare Pan: Preheat oven to 350°F. Grease a 9x5-inch loaf pan and line with parchment paper for easy removal.

Phase 02

Combine Dry Ingredients: In a large bowl, whisk together flour, oats, baking soda, baking powder, salt, and cinnamon until well blended.

Phase 03

Mix Wet Ingredients: In another bowl, combine mashed bananas, peanut butter, brown sugar, oil, eggs, and vanilla. Whisk until smooth and creamy.

Phase 04

Combine Batter: Pour wet ingredients into dry ingredients. Fold gently with a spatula until just combined—do not overmix to ensure tender texture.

Phase 05

Add Chocolate and Peanuts: Fold in chocolate chips and chopped peanuts, reserving a small portion for sprinkling on top if desired.

Phase 06

Transfer to Pan: Pour batter into prepared loaf pan and smooth top surface. Sprinkle reserved chocolate chips and peanuts evenly over batter.

Phase 07

Bake: Bake for 50–55 minutes until a toothpick inserted in center comes out with a few moist crumbs.

Phase 08

Cool Completely: Cool in pan for 10 minutes, then transfer to wire rack to cool completely before slicing for clean cuts.

Tools needed

  • 9x5-inch loaf pan
  • Mixing bowls
  • Whisk
  • Spatula
  • Wire rack
  • Parchment paper

Allergy Details

Review ingredients carefully for potential allergens and seek professional medical guidance if uncertain.
  • Contains peanuts, eggs, and gluten (wheat)
  • May contain dairy (chocolate chips)
  • For nut allergies, use sunflower seed butter and omit peanuts

Nutrient breakdown (per portion)

Values shown are estimates and shouldn't replace professional medical consultation.
  • Energy: 275
  • Fats: 12 g
  • Carbohydrates: 38 g
  • Proteins: 6 g